Your fire department answers the call every day—no hesitation, no second thoughts. At GIA, we bring that same level of commitment to protecting the people who protect our communities. Based in Maple Glen, we specialize in first responder insurance tailored to the complex risks faced by fire departments, EMS units, and rescue organizations.
From structure fires to vehicle accidents, your team navigates unpredictable situations. Our job? To make sure your insurance coverage isn’t one of them. With decades of experience and deep partnerships across the emergency services industry, GIA delivers smart, responsive protection that never cuts corners.
Real Protection for Real Risk
Your department’s needs go way beyond a standard business policy. That’s why we represent highly specialized insurance programs from trusted providers like McNeil & Co, including:
- ESIP – Emergency Services Insurance Program
- ASIP – Ambulance Services Insurance Program
- FireWatch – Insurance focused on fire operations and hazards
These programs are designed to safeguard volunteer, career, and combination fire departments, fire districts, EMS teams, and the many support entities behind them—from apparatus dealers to service providers. Whether you manage one station or multiple facilities across the region, we can scale your coverage to match.
Comprehensive Coverage—From the Ground Up
Fire departments face unique exposures that general insurance simply can’t address. GIA fills those gaps with coverage that’s clear, specific, and built for the fire service:
- Property insurance for firehouses, training facilities, and other buildings—including replacement cost or guaranteed replacement cost.
- General liability and emergency services liability, covering everything from medical malpractice to pollution and directors’ & officers’ liability.
- Emergency apparatus coverage, with agreed value protection, no depreciation, and add-ons like towing, rental reimbursement, and substitute vehicles.
- Portable equipment insurance for turnout gear, EMS kits, drones, and more—guaranteed replacement cost included.
And that’s just the start. We also offer group term life, 24-hour AD&D policies, cyber liability, workers’ comp, and business auto—each designed with emergency responders in mind.
If you’re exploring Maple Glen’s most comprehensive first responder insurance solutions, you’re in the right place. We’ve worked with nearly 400 emergency service organizations across the Tri-state area. We understand your challenges—and more importantly, how to protect you from them.
More Than a Policy—A Partner
We don’t just offer policies. We offer peace of mind. Through the First Responders Assistance Program (FRAP), we provide confidential support services for your team and their families—available 24/7 for stress, trauma, financial, or personal issues. It’s part of how we support your well-being, on duty and off.
We also go beyond industry basics with Accident & Health coverage, Individual Disability Income Insurance, and a unique Line of Duty Cancer Diagnosis Benefit—available to Provident A&H policyholders in Pennsylvania. These aren’t extras. They’re essentials for a high-risk profession.
Want to dig deeper into your options? Explore our full range of insurance programs and how they can be customized to fit your department.
Your Department Deserves More Than Standard
In Maple Glen, no one understands fire department insurance quite like GIA. We’re local, we’re experienced, and we’re dedicated to protecting those who serve. Whether you’re reviewing your current coverage or starting from scratch, our advisors are here to guide you—no pressure, no jargon.
Reach out today. Let’s protect your team with the strength and expertise you deserve.